Tuesday, 7 March 2017

BANK RECONCILIATION STATEMENT - IMPORTANCE

Bank Reconciliation statement is a statement which shows the reason for difference between bank statement received from bank and bank book balance on a particular date say end of every month  or any  other date…
Here we tried to find out the reason for the difference. And ensure that such reasons are genuine .Most of the  small scale companies will do their bank reconciliation at the end of each month and make agree with the balance of  bank statement. But  in large scale companies required to do the reconciliation every day.

In short duration between two bank reconciliation and  frequency  of bank reconciliation will vary depends  on the number  and volume of  bank transactions in that particular organization or company.
Bank reconciliation gives a clear picture regarding the  banking transactions of that company. It shows that how many cheques are issued but not cleared, how  many  cheques are received but not deposited in the bank, details of stale cheque etc.

Some of the common reasons for the preparation of  bank reconciliation statement are as follows:-

1) C heque received from customer but not submitted in bank for clearance  or submitted but bank not       credited the amount in your Bank Account.

2) Cheque received and deposited in bank Account but same is not recorded in our books of Accounts.

3)Cheque issued to suppier or party  but not submit by supplier in bank.

4) Bank charges not recorded in books of accounts.

5) Bank interest or dividend  ect.  received in bank  but not recorded in books of accounts.

6) Any transaction with bank not recorded in books of accounts.

7) Cheque issued  and  party submitted in bank but dishonoured .


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